UQUAL Loan Readiness
Powered by UQUAL loan readiness tools, educational calculations and agency references.
What it does
UQUAL Loan Readiness is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.
No capability identified yet from its description.
Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.
At a glance
How to connect
As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 5h ago (live check)Hosted endpoint
https://uqual.com/mcpstreamable-http
In Claude Code: claude mcp add --transport http uqual-loan-readiness https://uqual.com/mcp
MCP settings (Claude Desktop, Cursor and other MCP clients)
{
"mcpServers": {
"uqual-loan-readiness": {
"url": "https://uqual.com/mcp"
}
}
}Live check
Electra Index connected to the hosted endpoint 5h agoONLINE UQUAL Loan Readiness answered an MCP connection on 06 Nov 2026 and introduced itself as @uqual/mcp-loan-readiness 1.0.0 (MCP protocol 2025-06-18).
7 tools offered to AI assistants
calculate_mortgage_dti· Computes front-end and back-end mortgage debt-to-income (DTI) ratios, student loan agency imputations (Fannie Mae, Freddie Mac, FHA, VA), maximum allowable monthly debt across FHA (31/43 standard, 46.99/56.99 AUS), Conventional (28/36 to 45calculate_mortgage_affordability· Computes maximum affordable home purchase price across FHA, Conventional, VA, and USDA, full PITI + MIP/PMI + HOA breakdown, required cash-to-close, and how +20/+40/+60 credit score gains or monthly debt reduction expand purchasing power.compare_fha_vs_conventional· Compares FHA (3.5% down at 580+, 1.75% UFMIP + annual MIP) against Conventional (3% first-time buyer / 5% standard down at 620+, credit-tiered PMI with 80%/78% LTV cancellation), returning 5-year and 10-year total cost and the exact creditcheck_down_payment_assistance· Evaluates eligibility and estimated assistance amounts for state HFA programs (TX TSAHC/TDHCA, FL Florida Housing/Hometown Heroes, CO CHFA, GA Georgia Dream, NC NCHFA NC Home Advantage and $15,000 NC 1st Home Advantage, plus national baselisimulate_debt_payoff_and_readiness· Simulates Avalanche vs Snowball vs UQUAL Mortgage-Readiness DTI-First payoff, targeting installment debts near <=10 remaining payments per Fannie/Freddie/FHA exclusion rules and revolving credit cards above 30% and 10% utilization thresholdevaluate_loan_readiness_score· Computes UQUAL's 4-Pillar Loan Readiness Score (0 to 100) across Credit Middle Score, DTI, Down Payment/Reserves, and Credit Hygiene/Seasoning with compensability cap diagnostics, multi-program alignment, and prioritized counterfactual actirequest_uqual_loan_readiness_review· Opt-in lead handoff tool invoked ONLY when the user explicitly consents to share contact details for a personalized UQUAL Loan Readiness Coach review via uqual.com/api/seo-leads.
What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method
Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.
Facts & evidence
Each fact shows where it was seen and when.| Fact | Value | Evidence | Source | Last confirmed |
|---|---|---|---|---|
| Hosted endpoint | https://uqual.com/mcp | DECLARED | SRC-001 Official MCP Registry | 4h ago |
| Local install (package) | no | DECLARED | SRC-001 Official MCP Registry | 4h ago |
| Remote access (hosted) | yes | DECLARED | SRC-001 Official MCP Registry | 4h ago |
| Website | https://uqual.com | DECLARED | SRC-001 Official MCP Registry | 4h ago |
| Repository | https://github.com/drewTuzson/uqual-loan-readiness | DECLARED | SRC-001 Official MCP Registry | 4h ago |
| Registry status | active | DECLARED | SRC-001 Official MCP Registry | 4h ago |
| Version | 1.0.0 | DECLARED | SRC-001 Official MCP Registry | 4h ago |
| MCP server | yes | DECLARED | SRC-001 Official MCP Registry | 4h ago |
Change history
- NEW06 Nov 2026first seen in the index
Is this page accurate?
Flag it and our robot re-checks the official source. Reports never change a score.Is UQUAL Loan Readiness still online?
Free alerts · no account▲ 0Do you run UQUAL Loan Readiness? Know when it stops answering
For publishers · optionalIts hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.
Monitoring never changes a score or a rank.
Are you the publisher of UQUAL Loan Readiness?
Free · show your listingAn independent listing builds trust with your buyers. Announce it, and add the badge to your website or README.
<a href="https://electraindex.com/mcp/uqual-loan-readiness?utm_source=badge&utm_medium=share&utm_campaign=listing"><img src="https://electraindex.com/api/badge/uqual-loan-readiness" alt="Listed on Electra Index"></a>Questions about UQUAL Loan Readiness
How do I connect UQUAL Loan Readiness?
Use the hosted endpoint https://uqual.com/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.
What tools does UQUAL Loan Readiness offer?
When Electra Index connected on 06 Nov 2026, it listed 7 tools: calculate_mortgage_dti, calculate_mortgage_affordability, compare_fha_vs_conventional, check_down_payment_assistance, simulate_debt_payoff_and_readiness, evaluate_loan_readiness_score, request_uqual_loan_readiness_review. The full list is in "Live check" above.
Is UQUAL Loan Readiness online?
Yes. Its hosted endpoint answered an MCP connection from Electra Index 5h ago.