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SBA Express Loans

MCP server · hosted · v1.2026.1105.0 · loans.sbaexpress.www/sbaexpress-loans
Online · tested 4h agoNEW · 5h agoSeen in the registry 4h ago

SBA Express program rules, live maximum rates, FY2027 guaranty fees, payments, and lender and state.

Website ↗How to connect ↓

What it does

SBA Express Loans is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.

From the publisher's description, Electra Index matched it to one capability: payments. That makes it a candidate for tasks such as detect fraudulent transactions or reconcile payments.

Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.

At a glance

Hosted (remote)YES
Local installNO
Version1.2026.1105.0
PriceNot in the registry
First seen05 Nov 2026
Last checked4h ago

How to connect

As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 4h ago (live check)

Hosted endpoint

  • https://www.sbaexpress.loans/api/sba-express/mcp streamable-http

In Claude Code: claude mcp add --transport http sba-express-loans https://www.sbaexpress.loans/api/sba-express/mcp

MCP settings (Claude Desktop, Cursor and other MCP clients)

{
  "mcpServers": {
    "sba-express-loans": {
      "url": "https://www.sbaexpress.loans/api/sba-express/mcp"
    }
  }
}

Live check

Electra Index connected to the hosted endpoint 4h ago

ONLINE SBA Express Loans answered an MCP connection on 05 Nov 2026 and introduced itself as sbaexpress-loans 1.0.0 (MCP protocol 2025-06-18).

9 tools offered to AI assistants

  • get_program_terms · SBA Express program rules: maximum loan, SBA guaranty, rate caps by loan size, line of credit rules, FY2027 guaranty fees and exceptions, with sources.
  • get_max_rates_today · Today's maximum variable interest rate for SBA Express (and 7(a)) loans by loan size: live WSJ Prime plus SBA's capped spread. Optionally pass an amount to get the cap for that loan.
  • estimate_guaranty_fee · SBA upfront guaranty fee for an SBA Express or standard 7(a) loan under the FY2027 schedule, with exceptions.
  • estimate_payment · Level monthly payment and total interest for a fully amortizing loan. Also returns today's SBA Express rate cap for the amount.
  • get_program_statistics · SBA Express loans by fiscal year, loan sizes, borrower types, industries, rates at approval and charge-offs, from SBA's loan-level file.
  • list_lenders · Lenders ranked by number of SBA Express loans in the most recent fiscal years. Pass a state to get the most active lenders there.
  • get_lender · A lender's SBA Express lending record: loan count, sizes, line of credit share, top states. Matches on lender name.
  • get_state · SBA Express loan count, dollars, median loan, top lenders and top industries for one state.
  • get_financing_link · Link where a small business owner can request SBA Express financing options; the request is routed to lending partners. Free, no obligation.

What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method

Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.

Tasks it helps with

Share of each task's required capabilities it covers
Detect fraudulent transactions
Payments
50%
Reconcile payments
Payments
33%
Buy products online
Payments
33%
Handle refund requests
Payments
33%

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Ready-made AI agents

An MCP server is a connector you add to your own assistant. These are finished products that do the same job for you:
All AI agents to detect fraudulent transactions, ranked →

Facts & evidence

Each fact shows where it was seen and when.
FactValueEvidenceSourceLast confirmed
Hosted endpointhttps://www.sbaexpress.loans/api/sba-express/mcpDECLAREDSRC-001 Official MCP Registry4h ago
Local install (package)noDECLAREDSRC-001 Official MCP Registry4h ago
Remote access (hosted)yesDECLAREDSRC-001 Official MCP Registry4h ago
Websitehttps://www.sbaexpress.loans/sba-express-api/DECLAREDSRC-001 Official MCP Registry4h ago
Registry statusactiveDECLAREDSRC-001 Official MCP Registry4h ago
Version1.2026.1105.0DECLAREDSRC-001 Official MCP Registry4h ago
MCP serveryesDECLAREDSRC-001 Official MCP Registry4h ago

Change history

  • NEW05 Nov 2026
    first seen in the index

Is this page accurate?

Flag it and our robot re-checks the official source. Reports never change a score.

Do you run SBA Express Loans? Know when it stops answering

For publishers · optional

Its hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.

Monitor SBA Express LoansLaunch offer $39.99 once, for life instead of $9.99/month · All plans

Monitoring never changes a score or a rank.

Are you the publisher of SBA Express Loans?

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Announce it on LinkedInListed on Electra Index
<a href="https://electraindex.com/mcp/sba-express-loans?utm_source=badge&utm_medium=share&utm_campaign=listing"><img src="https://electraindex.com/api/badge/sba-express-loans" alt="Listed on Electra Index"></a>

Questions about SBA Express Loans

How do I connect SBA Express Loans?

Use the hosted endpoint https://www.sbaexpress.loans/api/sba-express/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.

What tools does SBA Express Loans offer?

When Electra Index connected on 05 Nov 2026, it listed 9 tools: get_program_terms, get_max_rates_today, estimate_guaranty_fee, estimate_payment, get_program_statistics, list_lenders, get_lender, get_state and more. The full list is in "Live check" above.

Is SBA Express Loans online?

Yes. Its hosted endpoint answered an MCP connection from Electra Index 4h ago.

What can I use SBA Express Loans for?

Based on its description, it is most relevant to: detect fraudulent transactions, reconcile payments, buy products online, handle refund requests.