ENFR
List your agent

Safe Rate

MCP server · hosted · v1.0.0 · com.saferate/saferate
Online · tested 1h agoNEW · 2h agoSeen in the registry 1h ago

US mortgage rate estimates, lender rankings and research, and US Treasury market data.

Website ↗How to connect ↓

What it does

Safe Rate is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.

No capability identified yet from its description.

Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.

At a glance

Hosted (remote)YES
Local installNO
Version1.0.0
PriceNot in the registry
First seen05 Nov 2026
Last checked1h ago

How to connect

As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 1h ago (live check)

Hosted endpoints

  • https://mcp.saferate.com/mcp streamable-http
  • https://mcp.saferate.com/mcp/account streamable-http

In Claude Code: claude mcp add --transport http safe-rate https://mcp.saferate.com/mcp

MCP settings (Claude Desktop, Cursor and other MCP clients)

{
  "mcpServers": {
    "safe-rate": {
      "url": "https://mcp.saferate.com/mcp"
    }
  }
}

Live check

Electra Index connected to the hosted endpoint 1h ago

ONLINE Safe Rate answered an MCP connection on 05 Nov 2026 and introduced itself as saferate 1.0.0 (MCP protocol 2025-06-18).

22 tools offered to AI assistants

  • get_quote_estimate · Get live mortgage rate estimates for any US location without collecting the borrower's name, email, or phone number. Rates are Safe Rate's non-binding estimates (never quotes; a lender's actual quote may differ), and include an estimate ID
  • track_quote_estimate · Check a previously created Safe Rate rate estimate by its estimate ID. Returns the original scenario, how rates have moved since the estimate was created, and current rates for the same scenario. No account or contact information required.
  • assess_property_context · Assess hazard exposure and insurance conditions for a US location: FEMA National Risk Index score, flood-zone coverage and whether flood insurance is likely to be required for a mortgage, wildfire and earthquake exposure, and local insuranc
  • get_market_context · Get local housing-market context for a US location: median home value with its national percentile, median rent, recent price appreciation, and historical mortgage activity from HMDA filings. Use this to answer whether a price or a market i
  • find_lenders_in_market · List the lenders Safe Rate publishes rankings for in a metro area, sliced by loan type OR by institution type. Rankings are derived from public federal HMDA filings; placement cannot be purchased. This is a starting list, not a recommendati
  • research_lender · Look up any US mortgage lender by name or NMLS ID: origination volume, approval and pull-through rates, product mix, geographic footprint, and responsiveness, from federal HMDA data.
  • search · Search Safe Rate's published pages: local mortgage-rate indexes by geography, lender profiles, lender rankings by market (optionally by loan type or institution type), and the ranking methodology. Returns document ids for `fetch`. These are
  • fetch · Fetch one Safe Rate published page by the id returned from `search`. Returns plain text carrying its own as-of date, canonical URL, data license, and citation notice — quote and cite it rather than paraphrasing. Rate index pages are indicat
  • get_treasury_curve · Get the U.S. Treasury yield curve for a single day: the fitted zero-coupon (spot) curve and, on request, the par curve, money-market curve, TIPS real curve, breakeven inflation, the prior trading day for day-over-day moves, and per-CUSIP yi
  • get_treasury_rate_history · Get a history of U.S. Treasury yields between two dates: the nominal zero curve, the short-end money-market curve, or the TIPS real curve, one row per trading day. Use this for 'how have rates moved' questions. Coverage starts 2008-09-02. K
  • get_treasury_security · Look up one Treasury security by CUSIP: its terms, price history, and analytics including duration, convexity, DV01 and key-rate durations, plus TIPS and floating-rate analytics where they apply, and the amount outstanding. Use list_treasur
  • list_treasury_securities · List Treasury securities as at a date: which security is on-the-run for each tenor (this is how to resolve 'the current 10-year' to a CUSIP), the full outstanding and priced universe, or just the priced CUSIPs. Omit the date for the most re
Show 10 more
  • price_treasury_security · Convert between price and yield for a Treasury bill, note or bond. Supply exactly one side — a price or a yield (a discount rate for a bill) — and the other is returned, with accrued interest, dirty price and the investment rate as applicab
  • value_savings_bond · Value a U.S. Series I or Series EE savings bond: what it is worth now, how it got there, and what the holder would actually receive. Bonds under five years old forfeit three months of interest on redemption, and bonds under twelve months ca
  • get_savings_bond_rates · Get current and historical U.S. savings bond rates — the Series I composite, its fixed and inflation components, and Series EE rates by issue cohort — and optionally how many bonds the public holds and how many are being sold. An I bond's h
  • get_treasury_index · Get Safe Rate's Treasury total-return indices — by maturity bucket, plus bills, TIPS, floating-rate and aggregate. Call with no code to list every index with its current level and discover the codes. These are TOTAL RETURN levels, not yield
  • get_treasury_debt · Get the U.S. federal debt from the monthly Treasury statement: debt held by the public, total public debt outstanding, and its composition, plus the STRIPS float on request. These two headline figures differ by trillions — debt held by the
  • get_my_application · Requires the shopper's Safe Rate sign-in (scope poppy:read). Read the shopper's own Safe Rate Universal Application, the one application they build to share with the lenders they choose (building it is not applying for a loan): their loan s
  • get_my_quotes · Requires the shopper's Safe Rate sign-in (scope poppy:read). List the quote requests the shopper sent to lenders and the offers that came back (rate, APR, points, product). Offers from Safe Rate Mortgage stay hidden until the shopper accept
  • start_my_application · Requires the shopper's Safe Rate sign-in (scope poppy:write). Start building the shopper's Universal Application from a loan scenario. If they already have one, nothing changes and it is returned. Holds no personal information: no name, SSN
  • update_my_application · Requires the shopper's Safe Rate sign-in (scope poppy:write). Change answers in the loan scenario of the shopper's Universal Application. Send only the fields that change: everything else keeps its saved value, and nothing is saved if the r
  • share_application · Requires the shopper's Safe Rate sign-in (scope poppy:read). Does NOT share anything: sharing an application with a lender always takes the shopper's own click on saferate.com. Returns the link where the shopper reviews and shares it themse

What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method

Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.

Facts & evidence

Each fact shows where it was seen and when.
FactValueEvidenceSourceLast confirmed
Hosted endpointhttps://mcp.saferate.com/mcp, https://mcp.saferate.com/mcp/accountDECLAREDSRC-001 Official MCP Registry1h ago
Local install (package)noDECLAREDSRC-001 Official MCP Registry1h ago
Remote access (hosted)yesDECLAREDSRC-001 Official MCP Registry1h ago
Websitehttps://saferate.comDECLAREDSRC-001 Official MCP Registry1h ago
Registry statusactiveDECLAREDSRC-001 Official MCP Registry1h ago
Version1.0.0DECLAREDSRC-001 Official MCP Registry1h ago
MCP serveryesDECLAREDSRC-001 Official MCP Registry1h ago

Change history

  • NEW05 Nov 2026
    first seen in the index

Is this page accurate?

Flag it and our robot re-checks the official source. Reports never change a score.

Do you run Safe Rate? Know when it stops answering

For publishers · optional

Its hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.

Monitor Safe RateLaunch offer $39.99 once, for life instead of $9.99/month · All plans

Monitoring never changes a score or a rank.

Are you the publisher of Safe Rate?

Free · show your listing

An independent listing builds trust with your buyers. Announce it, and add the badge to your website or README.

Announce it on LinkedInListed on Electra Index
<a href="https://electraindex.com/mcp/safe-rate?utm_source=badge&utm_medium=share&utm_campaign=listing"><img src="https://electraindex.com/api/badge/safe-rate" alt="Listed on Electra Index"></a>

Questions about Safe Rate

How do I connect Safe Rate?

Use the hosted endpoint https://mcp.saferate.com/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.

What tools does Safe Rate offer?

When Electra Index connected on 05 Nov 2026, it listed 22 tools: get_quote_estimate, track_quote_estimate, assess_property_context, get_market_context, find_lenders_in_market, research_lender, search, fetch and more. The full list is in "Live check" above.

Is Safe Rate online?

Yes. Its hosted endpoint answered an MCP connection from Electra Index 1h ago.