RateSonar
Current and past Australian bank rates: home loans, savings and term deposits, with lender and date.
What it does
RateSonar is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.
No capability identified yet from its description.
Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.
At a glance
How to connect
As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 1h ago (live check)Hosted endpoint
https://api.ratesonar.com/mcpstreamable-http
In Claude Code: claude mcp add --transport http ratesonar https://api.ratesonar.com/mcp
MCP settings (Claude Desktop, Cursor and other MCP clients)
{
"mcpServers": {
"ratesonar": {
"url": "https://api.ratesonar.com/mcp"
}
}
}Live check
Electra Index connected to the hosted endpoint 1h agoONLINE RateSonar answered an MCP connection on 31 Oct 2026 and introduced itself as ratesonar 0.1.0 (MCP protocol 2025-06-18).
11 tools offered to AI assistants
find_products· Find current products by lender and words in the product name, e.g. institution "CBA" and query "standard variable". Returns institution_id and product_id for each match, with category, rate and observed_date. A product is the pair (institucompare_rates· Current comparison across institutions for a product category (home_loan | savings | term_deposit | credit_card | personal_loan | car_loan | business_loan): each product at its own most recent observation (observedDate tells you how fresh).rate_history· Advertised rate history for one product (institutionId and productId). Returns each recorded rate, comparison rate and fees between two dates, with the date each was recorded. RateSonar's record starts 2026-06-12. Pass grid:true to also getrate_details· Exact CDR product-reference detail for one institution and product: every published lending or deposit rate entry and tier, with fees, features, eligibility, constraints, source quality flags, the date the version was recorded and the lenderate_changes· Recent change-events, newest first: a rate moved, a product was added, or a product was withdrawn. Each event has the lender, the product's name and category, and field-level deltas (e.g. rate [6.09, 5.89], bps -20). Filter by institutionIdlist_series· Every standard series slug the series tool accepts, with its label, kind (level or spread) and unit (% or bps). Call this before series when you do not know the slug.series· Standardized rate series: named LEVEL series (hl.var.oo.pi = headline variable home loan; sav.max; td.12m; biz.loan.var; cash = RBA cash rate…) and SPREAD series in bps (spread.hl.var-cash = lending pass-through; spread.hl.var-sav.max = thebank_position· Selected bank deposit and loan contracts against matching peer brands, own recorded history, RBA cash and dated funding disclosures. Pass an institutionId and product cohort. No claims about private ALM, intent or margins.bank_analysis· An evidence-checked AI reading of bank_position. Supports savings or term deposits against variable/fixed home loans, card purchase rates, personal, car or business loans. Returns cited claims, inference labels and dated records; partial reyield_curve· RBA curve nodes for an exact date or the latest publication: cash and bond yields as published, and the RBA's fitted zero, forward and discount curves (each point says whether it is observed or derived), with optional exact comparison date,curve_pipeline_status· Validation, freshness, missing families, source hashes and last-good fallback status of the automated curve pipeline. An unhealthy response is evidence of a pipeline problem, not bank risk.
What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method
Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.
Facts & evidence
Each fact shows where it was seen and when.| Fact | Value | Evidence | Source | Last confirmed |
|---|---|---|---|---|
| Hosted endpoint | https://api.ratesonar.com/mcp | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Local install (package) | no | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Remote access (hosted) | yes | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Website | https://ratesonar.com | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Registry status | active | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Version | 0.1.0 | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| MCP server | yes | DECLARED | SRC-001 Official MCP Registry | 1h ago |
Change history
- NEW31 Oct 2026first seen in the index
Is this page accurate?
Flag it and our robot re-checks the official source. Reports never change a score.Is RateSonar still online?
Free alerts · no accountDo you run RateSonar? Know when it stops answering
For publishers · optionalIts hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.
Monitoring never changes a score or a rank.
Are you the publisher of RateSonar?
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<a href="https://electraindex.com/mcp/ratesonar?utm_source=badge&utm_medium=share&utm_campaign=listing"><img src="https://electraindex.com/api/badge/ratesonar" alt="Listed on Electra Index"></a>Questions about RateSonar
How do I connect RateSonar?
Use the hosted endpoint https://api.ratesonar.com/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.
What tools does RateSonar offer?
When Electra Index connected on 31 Oct 2026, it listed 11 tools: find_products, compare_rates, rate_history, rate_details, rate_changes, list_series, series, bank_position and more. The full list is in "Live check" above.
Is RateSonar online?
Yes. Its hosted endpoint answered an MCP connection from Electra Index 1h ago.