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Points or Cash

MCP server · hosted · v1.1.0 · app.pointsorcash/points-or-cash
Online · tested 3h agoNEW · 4h agoSeen in the registry 3h ago

Use points or pay cash? Cents-per-point verdicts, transfer partners, award prices, lounges.

What it does

Points or Cash is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.

No capability identified yet from its description.

Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.

At a glance

Hosted (remote)YES
Local installNO
Version1.1.0
PriceNot in the registry
First seen03 Nov 2026
Last checked3h ago

How to connect

As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 3h ago (live check)

Hosted endpoint

  • https://pointsorcash.app/mcp streamable-http

In Claude Code: claude mcp add --transport http points-or-cash https://pointsorcash.app/mcp

MCP settings (Claude Desktop, Cursor and other MCP clients)

{
  "mcpServers": {
    "points-or-cash": {
      "url": "https://pointsorcash.app/mcp"
    }
  }
}

Live check

Electra Index connected to the hosted endpoint 3h ago

ONLINE Points or Cash answered an MCP connection on 03 Nov 2026 and introduced itself as points-or-cash 1.0.0 (MCP protocol 2025-06-18).

5 tools offered to AI assistants

  • transfer_options · Which of the traveler's bank points can become miles/points in a target loyalty program, at what ratio, and how many they would end up with. Based on a researched transfer-partner table (has an as_of date; ratios change and transfer bonuses
  • award_chart · Typical saver award prices (one-way) by program, market and cabin from a researched table, plus known sweet spots. Use when live award search is unavailable, to shortlist programs, or to judge whether a live price is good. Prices are estima
  • points_value · Exact cents-per-point for an award vs the cash fare, in the trip currency: (cash − award fees − what paying cash would earn) ÷ points × 100. When the award is paid by transferring bank points, pass bank + program: it applies the traveler's
  • cashback_cards · Earn rates for crypto-cashback and flat-cashback cards (Coinbase One Card, Gemini, Crypto.com, Fold, Robinhood Gold, Citi Double Cash, Wells Fargo Active Cash and more): rate on airfare, hotels, travel portals and everything else, fees, cap
  • lounges · Airport lounges for a journey: the lounges at each airport (origin, connections, destination) and which ones the traveler can use with their cards, plus access rules by ticket and status (business class, oneworld/Star Alliance/SkyTeam elite

What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method

Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.

Facts & evidence

Each fact shows where it was seen and when.
FactValueEvidenceSourceLast confirmed
Hosted endpointhttps://pointsorcash.app/mcpDECLAREDSRC-001 Official MCP Registry3h ago
Local install (package)noDECLAREDSRC-001 Official MCP Registry3h ago
Remote access (hosted)yesDECLAREDSRC-001 Official MCP Registry3h ago
Websitehttps://pointsorcash.app/mcp-serverDECLAREDSRC-001 Official MCP Registry3h ago
Registry statusactiveDECLAREDSRC-001 Official MCP Registry3h ago
Version1.1.0DECLAREDSRC-001 Official MCP Registry3h ago
MCP serveryesDECLAREDSRC-001 Official MCP Registry3h ago

Change history

  • NEW03 Nov 2026
    first seen in the index

Is this page accurate?

Flag it and our robot re-checks the official source. Reports never change a score.

Do you run Points or Cash? Know when it stops answering

For publishers · optional

Its hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.

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Questions about Points or Cash

How do I connect Points or Cash?

Use the hosted endpoint https://pointsorcash.app/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.

What tools does Points or Cash offer?

When Electra Index connected on 03 Nov 2026, it listed 5 tools: transfer_options, award_chart, points_value, cashback_cards, lounges. The full list is in "Live check" above.

Is Points or Cash online?

Yes. Its hosted endpoint answered an MCP connection from Electra Index 3h ago.