Points or Cash
Use points or pay cash? Cents-per-point verdicts, transfer partners, award prices, lounges.
What it does
Points or Cash is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.
No capability identified yet from its description.
Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.
At a glance
How to connect
As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 3h ago (live check)Hosted endpoint
https://pointsorcash.app/mcpstreamable-http
In Claude Code: claude mcp add --transport http points-or-cash https://pointsorcash.app/mcp
MCP settings (Claude Desktop, Cursor and other MCP clients)
{
"mcpServers": {
"points-or-cash": {
"url": "https://pointsorcash.app/mcp"
}
}
}Live check
Electra Index connected to the hosted endpoint 3h agoONLINE Points or Cash answered an MCP connection on 03 Nov 2026 and introduced itself as points-or-cash 1.0.0 (MCP protocol 2025-06-18).
5 tools offered to AI assistants
transfer_options· Which of the traveler's bank points can become miles/points in a target loyalty program, at what ratio, and how many they would end up with. Based on a researched transfer-partner table (has an as_of date; ratios change and transfer bonusesaward_chart· Typical saver award prices (one-way) by program, market and cabin from a researched table, plus known sweet spots. Use when live award search is unavailable, to shortlist programs, or to judge whether a live price is good. Prices are estimapoints_value· Exact cents-per-point for an award vs the cash fare, in the trip currency: (cash − award fees − what paying cash would earn) ÷ points × 100. When the award is paid by transferring bank points, pass bank + program: it applies the traveler'scashback_cards· Earn rates for crypto-cashback and flat-cashback cards (Coinbase One Card, Gemini, Crypto.com, Fold, Robinhood Gold, Citi Double Cash, Wells Fargo Active Cash and more): rate on airfare, hotels, travel portals and everything else, fees, caplounges· Airport lounges for a journey: the lounges at each airport (origin, connections, destination) and which ones the traveler can use with their cards, plus access rules by ticket and status (business class, oneworld/Star Alliance/SkyTeam elite
What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method
Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.
Facts & evidence
Each fact shows where it was seen and when.| Fact | Value | Evidence | Source | Last confirmed |
|---|---|---|---|---|
| Hosted endpoint | https://pointsorcash.app/mcp | DECLARED | SRC-001 Official MCP Registry | 3h ago |
| Local install (package) | no | DECLARED | SRC-001 Official MCP Registry | 3h ago |
| Remote access (hosted) | yes | DECLARED | SRC-001 Official MCP Registry | 3h ago |
| Website | https://pointsorcash.app/mcp-server | DECLARED | SRC-001 Official MCP Registry | 3h ago |
| Registry status | active | DECLARED | SRC-001 Official MCP Registry | 3h ago |
| Version | 1.1.0 | DECLARED | SRC-001 Official MCP Registry | 3h ago |
| MCP server | yes | DECLARED | SRC-001 Official MCP Registry | 3h ago |
Change history
- NEW03 Nov 2026first seen in the index
Is this page accurate?
Flag it and our robot re-checks the official source. Reports never change a score.Is Points or Cash still online?
Free alerts · no account▲ 0Do you run Points or Cash? Know when it stops answering
For publishers · optionalIts hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.
Monitoring never changes a score or a rank.
Questions about Points or Cash
How do I connect Points or Cash?
Use the hosted endpoint https://pointsorcash.app/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.
What tools does Points or Cash offer?
When Electra Index connected on 03 Nov 2026, it listed 5 tools: transfer_options, award_chart, points_value, cashback_cards, lounges. The full list is in "Live check" above.
Is Points or Cash online?
Yes. Its hosted endpoint answered an MCP connection from Electra Index 3h ago.