PaydayLoan.Help: state payday loan rules
Payday loan laws for all 50 states and DC with sources, plus APR and renewal cost math.
What it does
PaydayLoan.Help: state payday loan rules is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.
No capability identified yet from its description.
Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.
At a glance
How to connect
As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 4h ago (live check)Hosted endpoint
https://paydayloan.help/mcpstreamable-http
In Claude Code: claude mcp add --transport http paydayloan-help-state-payday-loan-rules https://paydayloan.help/mcp
MCP settings (Claude Desktop, Cursor and other MCP clients)
{
"mcpServers": {
"paydayloan-help-state-payday-loan-rules": {
"url": "https://paydayloan.help/mcp"
}
}
}Live check
Electra Index connected to the hosted endpoint 4h agoONLINE PaydayLoan.Help: state payday loan rules answered an MCP connection on 01 Nov 2026 and introduced itself as paydayloan-help 1.0.0 (MCP protocol 2025-06-18).
3 tools offered to AI assistants
get_state_payday_rules· One state's (or DC's) payday loan law as published on paydayloan.help: whether payday loans are allowed, maximum loan, term, fee or rate cap, rollovers, cooling-off, concurrent loans, extended payment plan, database, collection limits, othelist_states_by_payday_rule· Lists states (50 plus DC) by their payday loan rules as published on paydayloan.help: filter by status (allowed with limits, installment-only, or typical payday loans not allowed), by whether state law requires an extended payment plan, orpayday_loan_cost· The paydayloan.help cost calculator: from the amount borrowed, the fee per $100 and the days until due, returns the APR, the fee per period, total fees after a number of fee-only renewals, the principal still owed, and the same amount as a
What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method
Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.
Facts & evidence
Each fact shows where it was seen and when.| Fact | Value | Evidence | Source | Last confirmed |
|---|---|---|---|---|
| Hosted endpoint | https://paydayloan.help/mcp | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Local install (package) | no | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Remote access (hosted) | yes | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Website | https://paydayloan.help/developers/ | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Registry status | active | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Version | 1.2026.1101.1 | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| MCP server | yes | DECLARED | SRC-001 Official MCP Registry | 1h ago |
Change history
- NEW01 Nov 2026first seen in the index
Is this page accurate?
Flag it and our robot re-checks the official source. Reports never change a score.Is PaydayLoan.Help: state payday loan rules still online?
Free alerts · no account▲ 0Do you run PaydayLoan.Help: state payday loan rules? Know when it stops answering
For publishers · optionalIts hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.
Monitoring never changes a score or a rank.
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<a href="https://electraindex.com/mcp/paydayloan-help-state-payday-loan-rules?utm_source=badge&utm_medium=share&utm_campaign=listing"><img src="https://electraindex.com/api/badge/paydayloan-help-state-payday-loan-rules" alt="Listed on Electra Index"></a>Questions about PaydayLoan.Help: state payday loan rules
How do I connect PaydayLoan.Help: state payday loan rules?
Use the hosted endpoint https://paydayloan.help/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.
What tools does PaydayLoan.Help: state payday loan rules offer?
When Electra Index connected on 01 Nov 2026, it listed 3 tools: get_state_payday_rules, list_states_by_payday_rule, payday_loan_cost. The full list is in "Live check" above.
Is PaydayLoan.Help: state payday loan rules online?
Yes. Its hosted endpoint answered an MCP connection from Electra Index 4h ago.