OptimaYield free bank-treasury tools
Look up US banks and run rate-shock, margin, maturity-wall and reserve calculators. Free, no key.
What it does
OptimaYield free bank-treasury tools is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.
No capability identified yet from its description.
Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.
At a glance
How to connect
As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 5h ago (live check)Hosted endpoint
https://www.optimayield.com/api/mcpstreamable-http
In Claude Code: claude mcp add --transport http optimayield-free-bank-treasury-tools https://www.optimayield.com/api/mcp
MCP settings (Claude Desktop, Cursor and other MCP clients)
{
"mcpServers": {
"optimayield-free-bank-treasury-tools": {
"url": "https://www.optimayield.com/api/mcp"
}
}
}Live check
Electra Index connected to the hosted endpoint 5h agoONLINE OptimaYield free bank-treasury tools answered an MCP connection on 05 Nov 2026 and introduced itself as optimayield-bank-tools 1.1.0 (MCP protocol 2025-06-18).
7 tools offered to AI assistants
search_banks· Look up a US bank by name (legal or common, e.g. "Chase", "state street") and return its FDIC certificate number, city, state and total assets. Use this first: every other tool needs the certificate. Optionally narrow by two-letter state.get_bank_profile· Headline profile for one bank from its latest Call Report data: identity, total assets, deposits, loans, ROA, ROE, net interest margin, capital, liquidity and credit ratios, with the reporting period and source. Units are stated on every vanim_rate_shock· Estimate how a Fed funds move changes a bank's loan yield, deposit cost, and net interest income, using its own filed pass-through history. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.margin_capture· Compare a bank's loan beta with its deposit beta and rank the spread against its asset-band peers, from FFIEC filings. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.maturity_wall_refinancing· Measure time deposits maturing or repricing within a year, then test explicit renewal and replacement assumptions against tier-specific costs. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumedeposit_pricing_decision· Price holding, matching, or beating the market rate on a bank's deposits: annual cost, balances at risk, breakeven retention, and sensitivity. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumeloss_reserve_scenario· Stress a bank's net charge-offs: provision needed to hold its allowance ratio and the after-tax hit to CET1 or leverage capital, with peers. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method
Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.
Facts & evidence
Each fact shows where it was seen and when.| Fact | Value | Evidence | Source | Last confirmed |
|---|---|---|---|---|
| Hosted endpoint | https://www.optimayield.com/api/mcp | DECLARED | SRC-001 Official MCP Registry | 5h ago |
| Local install (package) | no | DECLARED | SRC-001 Official MCP Registry | 5h ago |
| Remote access (hosted) | yes | DECLARED | SRC-001 Official MCP Registry | 5h ago |
| Website | https://www.optimayield.com/tools | DECLARED | SRC-001 Official MCP Registry | 5h ago |
| Registry status | active | DECLARED | SRC-001 Official MCP Registry | 5h ago |
| Version | 1.1.0 | DECLARED | SRC-001 Official MCP Registry | 5h ago |
| MCP server | yes | DECLARED | SRC-001 Official MCP Registry | 5h ago |
Change history
- NEW05 Nov 2026first seen in the index
Is this page accurate?
Flag it and our robot re-checks the official source. Reports never change a score.Is OptimaYield free bank-treasury tools still online?
Free alerts · no account▲ 0Do you run OptimaYield free bank-treasury tools? Know when it stops answering
For publishers · optionalIts hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.
Monitoring never changes a score or a rank.
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<a href="https://electraindex.com/mcp/optimayield-free-bank-treasury-tools?utm_source=badge&utm_medium=share&utm_campaign=listing"><img src="https://electraindex.com/api/badge/optimayield-free-bank-treasury-tools" alt="Listed on Electra Index"></a>Questions about OptimaYield free bank-treasury tools
How do I connect OptimaYield free bank-treasury tools?
Use the hosted endpoint https://www.optimayield.com/api/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.
What tools does OptimaYield free bank-treasury tools offer?
When Electra Index connected on 05 Nov 2026, it listed 7 tools: search_banks, get_bank_profile, nim_rate_shock, margin_capture, maturity_wall_refinancing, deposit_pricing_decision, loss_reserve_scenario. The full list is in "Live check" above.
Is OptimaYield free bank-treasury tools online?
Yes. Its hosted endpoint answered an MCP connection from Electra Index 5h ago.