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Open Financial Mortgages

MCP server · hosted · v1.0.0 · io.github.clara-finance/open-financial-mortgage-options
Online · tested 1h agoNEW · 2h agoSeen in the registry 1h ago

Ontario, Canada mortgage options, published lender rates and a link to a licensed broker.

What it does

Open Financial Mortgages is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.

No capability identified yet from its description.

Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.

At a glance

Hosted (remote)YES
Local installNO
Version1.0.0
PriceNot in the registry
First seen29 Oct 2026
Last checked1h ago

How to connect

As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 1h ago (live check)

Hosted endpoint

  • https://mcp.openfinancial.ca/mcp/open streamable-http

In Claude Code: claude mcp add --transport http open-financial-mortgages https://mcp.openfinancial.ca/mcp/open

MCP settings (Claude Desktop, Cursor and other MCP clients)

{
  "mcpServers": {
    "open-financial-mortgages": {
      "url": "https://mcp.openfinancial.ca/mcp/open"
    }
  }
}

Live check

Electra Index connected to the hosted endpoint 1h ago

ONLINE Open Financial Mortgages answered an MCP connection on 29 Oct 2026 and introduced itself as open-financial-mortgage-options 0.2.0 (MCP protocol 2025-06-18).

5 tools offered to AI assistants

  • analyze_mortgage_scenario · Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look
  • get_financing_options · The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential prop
  • estimate_home_equity · The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process a
  • search_published_mortgage_rates · Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead o
  • get_open_financial_broker_help · Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial

What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method

Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.

Facts & evidence

Each fact shows where it was seen and when.
FactValueEvidenceSourceLast confirmed
Hosted endpointhttps://mcp.openfinancial.ca/mcp/openDECLAREDSRC-001 Official MCP Registry1h ago
Local install (package)noDECLAREDSRC-001 Official MCP Registry1h ago
Remote access (hosted)yesDECLAREDSRC-001 Official MCP Registry1h ago
Websitehttps://www.openfinancial.caDECLAREDSRC-001 Official MCP Registry1h ago
Registry statusactiveDECLAREDSRC-001 Official MCP Registry1h ago
Version1.0.0DECLAREDSRC-001 Official MCP Registry1h ago
MCP serveryesDECLAREDSRC-001 Official MCP Registry1h ago

Change history

  • NEW29 Oct 2026
    first seen in the index

Is this page accurate?

Flag it and our robot re-checks the official source. Reports never change a score.

Do you run Open Financial Mortgages? Know when it stops answering

For publishers · optional

Its hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.

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Questions about Open Financial Mortgages

How do I connect Open Financial Mortgages?

Use the hosted endpoint https://mcp.openfinancial.ca/mcp/open in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.

What tools does Open Financial Mortgages offer?

When Electra Index connected on 29 Oct 2026, it listed 5 tools: analyze_mortgage_scenario, get_financing_options, estimate_home_equity, search_published_mortgage_rates, get_open_financial_broker_help. The full list is in "Live check" above.

Is Open Financial Mortgages online?

Yes. Its hosted endpoint answered an MCP connection from Electra Index 1h ago.