MonitorBankRates
Live US bank and credit union rates, mortgage lenders, and housing and insurance indexes.
What it does
MonitorBankRates is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.
No capability identified yet from its description.
Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.
At a glance
How to connect
As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 9h ago (live check)Hosted endpoint
https://mcp.monitorbankrates.com/mcpstreamable-http
In Claude Code: claude mcp add --transport http monitorbankrates https://mcp.monitorbankrates.com/mcp
MCP settings (Claude Desktop, Cursor and other MCP clients)
{
"mcpServers": {
"monitorbankrates": {
"url": "https://mcp.monitorbankrates.com/mcp"
}
}
}Live check
Electra Index connected to the hosted endpoint 9h agoONLINE MonitorBankRates answered an MCP connection on 31 Oct 2026 and introduced itself as MonitorBankRates 1.2.0 (MCP protocol 2025-06-18).
8 tools offered to AI assistants
get_best_rates· Top live rates from MonitorBankRates.com for one product (CDs by term, savings, money market, checking, mortgages, refinance, home equity, auto loans, personal loans, credit cards), nationally, for one U.S. state, or for a city (local brancget_average_rates· MonitorBankRates national or state average rates (APY for deposits, APR for loans) computed daily from every published rate across 8,000+ banks and credit unions. Returns the latest value, change over 1 week / 1 month / 3 months, institutiosearch_institutions· Search MonitorBankRates' directory of 8,000+ U.S. banks and credit unions by name. Returns matches with type, home state, MBR health grade, how many rates are tracked, and the slug to pass to get_institution.get_institution· All current deposit and loan rates MonitorBankRates tracks for one bank or credit union, plus its MBR health letter grade, star rating, Texas ratio, branch states, and page link. Pass the slug from search_institutions.get_mortgage_lenders· Mortgage lenders and brokers in a U.S. state or city, ranked by home loans closed in the latest federal HMDA (Home Mortgage Disclosure Act) data, from the MonitorBankRates lender directory. Returns each lender's loans closed, market share,calculate_loan· Payment estimates at today's MonitorBankRates average rate for the state (or national), or a rate you pass. calculator = mortgage (monthly principal and interest; pass amount, or home_price and optional down_payment), refinance (new paymentget_index· MonitorBankRates proprietary indexes. "hai" = MBR Housing Affordability Index (daily; 100 = median household exactly affords the median home at today's average 30-year rate; higher is more affordable), with national score, state score and rlist_rate_keys· Lists every rate key accepted by get_best_rates and get_average_rates with its label, product group, and whether it is measured as APY (deposits) or APR (loans). Also lists U.S. state codes.
What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method
Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.
Facts & evidence
Each fact shows where it was seen and when.| Fact | Value | Evidence | Source | Last confirmed |
|---|---|---|---|---|
| Hosted endpoint | https://mcp.monitorbankrates.com/mcp | DECLARED | SRC-001 Official MCP Registry | 9h ago |
| Local install (package) | no | DECLARED | SRC-001 Official MCP Registry | 9h ago |
| Remote access (hosted) | yes | DECLARED | SRC-001 Official MCP Registry | 9h ago |
| Website | https://www.monitorbankrates.com/connector | DECLARED | SRC-001 Official MCP Registry | 9h ago |
| Registry status | active | DECLARED | SRC-001 Official MCP Registry | 9h ago |
| Version | 2.0.2 | DECLARED | SRC-001 Official MCP Registry | 9h ago |
| MCP server | yes | DECLARED | SRC-001 Official MCP Registry | 9h ago |
Change history
- NEW31 Oct 2026first seen in the index
Is this page accurate?
Flag it and our robot re-checks the official source. Reports never change a score.Is MonitorBankRates still online?
Free alerts · no account▲ 0Do you run MonitorBankRates? Know when it stops answering
For publishers · optionalIts hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.
Monitoring never changes a score or a rank.
Are you the publisher of MonitorBankRates?
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<a href="https://electraindex.com/mcp/monitorbankrates?utm_source=badge&utm_medium=share&utm_campaign=listing"><img src="https://electraindex.com/api/badge/monitorbankrates" alt="Listed on Electra Index"></a>Questions about MonitorBankRates
How do I connect MonitorBankRates?
Use the hosted endpoint https://mcp.monitorbankrates.com/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.
What tools does MonitorBankRates offer?
When Electra Index connected on 31 Oct 2026, it listed 8 tools: get_best_rates, get_average_rates, search_institutions, get_institution, get_mortgage_lenders, calculate_loan, get_index, list_rate_keys. The full list is in "Live check" above.
Is MonitorBankRates online?
Yes. Its hosted endpoint answered an MCP connection from Electra Index 9h ago.