homes-loan-calculator
Home loan EMI, affordability, balance transfer, down payment, rent vs buy calculators.
What it does
homes-loan-calculator is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.
From the publisher's description, Electra Index matched it to one capability: payments. That makes it a candidate for tasks such as detect fraudulent transactions or buy products online.
Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.
At a glance
How to connect
As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 52m ago (live check)Hosted endpoint
https://homesloancalculator.in/mcpstreamable-http
In Claude Code: claude mcp add --transport http homes-loan-calculator https://homesloancalculator.in/mcp
MCP settings (Claude Desktop, Cursor and other MCP clients)
{
"mcpServers": {
"homes-loan-calculator": {
"url": "https://homesloancalculator.in/mcp"
}
}
}Live check
Electra Index connected to the hosted endpoint 52m agoONLINE homes-loan-calculator answered an MCP connection on 30 Oct 2026 and introduced itself as homes-loan-calculator 1.0.0 (MCP protocol 2025-06-18).
6 tools offered to AI assistants
emi· Takes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule for an Indian home loan. Example input: {"principal":5000000,"annualRate":8.5,"yesensitivity· Takes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input: {"principal":5000000,"annualRate":8.5,"years":20}eligibility· Takes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input: {"netMonthlyIncome":150000,"existingEmis":10000,"annualRate":8.5,"years":20}rentVsBuy· Takes rent, price, down payment, loan terms and growth assumptions and returns the year-by-year net worth of buying against renting, with the break-even year. Example input: {"rent":30000,"rentGrowth":5,"price":8000000,"downPayment":1600000balanceTransfer· Takes the outstanding balance, months left, current and new rates and a fee and returns both EMIs, the net saving and the break-even months of a balance transfer. Example input: {"outstanding":4000000,"remainingMonths":180,"currentRate":9.2downPayment· Takes a property price and returns the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration. Example input: {"price":7500000}
What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method
Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.
Tasks it helps with
Share of each task's required capabilities it covers| Detect fraudulent transactions Payments | 50% |
| Buy products online Payments | 33% |
| Handle refund requests Payments | 33% |
| Reconcile payments Payments | 33% |
Similar tools
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Ready-made AI agents
- Digits86$65/mo · Prices & score →
- $15/mo · free plan · Prices & score →
- Cal.com74$12/mo · free plan · Prices & score →
- Tipalti67$99/mo · Prices & score →
Facts & evidence
Each fact shows where it was seen and when.| Fact | Value | Evidence | Source | Last confirmed |
|---|---|---|---|---|
| Hosted endpoint | https://homesloancalculator.in/mcp | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Local install (package) | no | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Remote access (hosted) | yes | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Website | https://homesloancalculator.in | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Registry status | active | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| Version | 1.0.0 | DECLARED | SRC-001 Official MCP Registry | 1h ago |
| MCP server | yes | DECLARED | SRC-001 Official MCP Registry | 1h ago |
Change history
- NEW30 Oct 2026first seen in the index
Is this page accurate?
Flag it and our robot re-checks the official source. Reports never change a score.Is homes-loan-calculator still online?
Free alerts · no accountDo you run homes-loan-calculator? Know when it stops answering
For publishers · optionalIts hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.
Monitoring never changes a score or a rank.
Questions about homes-loan-calculator
How do I connect homes-loan-calculator?
Use the hosted endpoint https://homesloancalculator.in/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.
What tools does homes-loan-calculator offer?
When Electra Index connected on 30 Oct 2026, it listed 6 tools: emi, sensitivity, eligibility, rentVsBuy, balanceTransfer, downPayment. The full list is in "Live check" above.
Is homes-loan-calculator online?
Yes. Its hosted endpoint answered an MCP connection from Electra Index 52m ago.
What can I use homes-loan-calculator for?
Based on its description, it is most relevant to: detect fraudulent transactions, buy products online, handle refund requests, reconcile payments.