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DSCR Loan Calculator

MCP server · hosted · v1.0.0 · io.github.theluckystrike/dscr-loan-calculator-mcp
Online · tested 1h agoNEW · 3h agoSeen in the registry 2h ago

DSCR loan calculator for rental property: DSCR, lender tiers, max loan, rent needed, amortization.

What it does

DSCR Loan Calculator is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.

No capability identified yet from its description.

Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.

At a glance

Hosted (remote)YES
Local installNO
Version1.0.0
PriceNot in the registry
First seen30 Oct 2026
Last checked2h ago

How to connect

As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 1h ago (live check)

Hosted endpoint

  • https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcp streamable-http

In Claude Code: claude mcp add --transport http dscr-loan-calculator https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcp

MCP settings (Claude Desktop, Cursor and other MCP clients)

{
  "mcpServers": {
    "dscr-loan-calculator": {
      "url": "https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

Live check

Electra Index connected to the hosted endpoint 1h ago

ONLINE DSCR Loan Calculator answered an MCP connection on 30 Oct 2026 and introduced itself as dscr-loan-calculator-mcp 1.0.0 (MCP protocol 2025-06-18).

5 tools offered to AI assistants

  • calculate_dscr · Debt service coverage ratio for a DSCR (investor) mortgage: qualifying rent / PITIA. Computes exact principal and interest with the annuity formula (monthly compounding, half-up cents) or the interest-only payment, adds tax, insurance, HOA
  • max_loan_for_target_dscr · Solves for the largest whole-dollar loan whose PITIA keeps the DSCR at or above a target (default 1.25), given rent, rate, term, interest-only choice, tax, insurance and HOA. Optional purchase_price and max_ltv_pct give the minimum down pay
  • rent_needed_for_target_dscr · Solves for the smallest monthly rent (to the cent, and rounded up to whole dollars) that reaches a target DSCR (default 1.25) for a given loan, rate, term, tax, insurance, HOA and vacancy. Also returns the rent for 0.75, 1.00 and 1.25. Roun
  • compare_scenarios · Compares 1 to 5 financing scenarios (rate, down payment, term, interest-only) on one property: loan amount, P&I, PITIA, DSCR, lender band, rent minus PITIA and total interest over the term. Names the scenario with the highest DSCR.
  • amortization_summary · Exact month-by-month amortization: monthly payment, number of payments, final payment, total interest, total paid and the remaining balance after chosen years. Supports an interest-only period followed by amortization over the remaining ter

What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method

Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.

Facts & evidence

Each fact shows where it was seen and when.
FactValueEvidenceSourceLast confirmed
Hosted endpointhttps://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcpDECLAREDSRC-001 Official MCP Registry2h ago
Local install (package)noDECLAREDSRC-001 Official MCP Registry2h ago
Remote access (hosted)yesDECLAREDSRC-001 Official MCP Registry2h ago
Websitehttps://dscrradar.com/dscr-loan-calculator/DECLAREDSRC-001 Official MCP Registry2h ago
Repositoryhttps://github.com/theluckystrike/dscr-loan-calculator-mcpDECLAREDSRC-001 Official MCP Registry2h ago
Registry statusactiveDECLAREDSRC-001 Official MCP Registry2h ago
Version1.0.0DECLAREDSRC-001 Official MCP Registry2h ago
MCP serveryesDECLAREDSRC-001 Official MCP Registry2h ago

Change history

  • NEW30 Oct 2026
    first seen in the index

Is this page accurate?

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Do you run DSCR Loan Calculator? Know when it stops answering

For publishers · optional

Its hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.

Monitor DSCR Loan CalculatorLaunch offer $39.99 once, for life instead of $9.99/month · All plans

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Questions about DSCR Loan Calculator

How do I connect DSCR Loan Calculator?

Use the hosted endpoint https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.

What tools does DSCR Loan Calculator offer?

When Electra Index connected on 30 Oct 2026, it listed 5 tools: calculate_dscr, max_loan_for_target_dscr, rent_needed_for_target_dscr, compare_scenarios, amortization_summary. The full list is in "Live check" above.

Is DSCR Loan Calculator online?

Yes. Its hosted endpoint answered an MCP connection from Electra Index 1h ago.