ENFR
List your agent

401k.loans: 401(k) loan and withdrawal calculators

MCP server · hosted · v1.2026.1101.1 · loans.401k/401k-loans
Online · tested 2h agoNEW · 3h agoSeen in the registry 2h ago

401(k) loan true cost, loan vs. withdrawal vs. personal loan vs. HELOC, early withdrawal tax.

Website ↗How to connect ↓

What it does

401k.loans: 401(k) loan and withdrawal calculators is an MCP server, a connector that lets an AI assistant use it as a tool. It is hosted: an assistant connects to it over the internet, nothing to install.

No capability identified yet from its description.

Facts come from the Official MCP Registry, as declared by the publisher. Capabilities are matched automatically (low confidence). None of this is a test of the tool.

At a glance

Hosted (remote)YES
Local installNO
Version1.2026.1101.1
PriceNot in the registry
First seen01 Nov 2026
Last checked2h ago

How to connect

As declared in the Official MCP Registry · hosted endpoint tested by Electra Index 2h ago (live check)

Hosted endpoint

  • https://401k.loans/mcp streamable-http

In Claude Code: claude mcp add --transport http 401k-loans-401-k-loan-and-withdrawal-calculators https://401k.loans/mcp

MCP settings (Claude Desktop, Cursor and other MCP clients)

{
  "mcpServers": {
    "401k-loans-401-k-loan-and-withdrawal-calculators": {
      "url": "https://401k.loans/mcp"
    }
  }
}

Live check

Electra Index connected to the hosted endpoint 2h ago

ONLINE 401k.loans: 401(k) loan and withdrawal calculators answered an MCP connection on 01 Nov 2026 and introduced itself as 401k-loans 1.0.0 (MCP protocol 2025-06-18).

3 tools offered to AI assistants

  • calculate_401k_loan_cost · Runs the 401k.loans true-cost calculator: payment per paycheck and number of payments, total repaid and interest, pre-tax pay needed per payment, tax later on the interest, the 401(k) balance at payoff with and without the loan (growth gap)
  • compare_401k_loan_alternatives · Prices four ways to raise the same cash with the 401k.loans comparison tool: 401(k) loan, hardship withdrawal (grossed up for tax and the 10% additional tax), personal loan (rate plus origination fee) and HELOC. For each: amount taken out,
  • calculate_401k_early_withdrawal · Runs the 401k.loans early withdrawal calculator for a cash-out or hardship withdrawal: amount taken out (or the gross needed to net a target), income tax at your marginal rates, the 10% additional tax, what you keep, what the plan withholds

What "online" means: the server answered an MCP connection at the time of the check. It is not a guarantee of security, quality or continuous uptime. How we test: we open an MCP session and ask for the tool list, as an AI assistant would. We never run a tool and never send a key. Checked every few days. Method

Is this your server? Monitoring Pro: a check every 30 minutes and an email within the hour when it stops answering. Launch offer: $39.99 once, for life.

Facts & evidence

Each fact shows where it was seen and when.
FactValueEvidenceSourceLast confirmed
Hosted endpointhttps://401k.loans/mcpDECLAREDSRC-001 Official MCP Registry2h ago
Local install (package)noDECLAREDSRC-001 Official MCP Registry2h ago
Remote access (hosted)yesDECLAREDSRC-001 Official MCP Registry2h ago
Websitehttps://401k.loans/developers/DECLAREDSRC-001 Official MCP Registry2h ago
Registry statusactiveDECLAREDSRC-001 Official MCP Registry2h ago
Version1.2026.1101.1DECLAREDSRC-001 Official MCP Registry2h ago
MCP serveryesDECLAREDSRC-001 Official MCP Registry2h ago

Change history

  • NEW01 Nov 2026
    first seen in the index

Is this page accurate?

Flag it and our robot re-checks the official source. Reports never change a score.

Do you run 401k.loans: 401(k) loan and withdrawal calculators? Know when it stops answering

For publishers · optional

Its hosted endpoint can be monitored. Monitoring Pro connects every 30 minutes like an AI assistant, emails you within the hour when it stops answering, keeps a 90-day availability history and adds your answer rate to your badge.

Monitor 401k.loans: 401(k) loan and withdrawal calculatorsLaunch offer $39.99 once, for life instead of $9.99/month · All plans

Monitoring never changes a score or a rank.

Are you the publisher of 401k.loans: 401(k) loan and withdrawal calculators?

Free · show your listing

An independent listing builds trust with your buyers. Announce it, and add the badge to your website or README.

Announce it on LinkedInListed on Electra Index
<a href="https://electraindex.com/mcp/401k-loans-401-k-loan-and-withdrawal-calculators?utm_source=badge&utm_medium=share&utm_campaign=listing"><img src="https://electraindex.com/api/badge/401k-loans-401-k-loan-and-withdrawal-calculators" alt="Listed on Electra Index"></a>

Questions about 401k.loans: 401(k) loan and withdrawal calculators

How do I connect 401k.loans: 401(k) loan and withdrawal calculators?

Use the hosted endpoint https://401k.loans/mcp in your assistant's MCP settings. The exact settings are in "How to connect" above, as declared in the Official MCP Registry.

What tools does 401k.loans: 401(k) loan and withdrawal calculators offer?

When Electra Index connected on 01 Nov 2026, it listed 3 tools: calculate_401k_loan_cost, compare_401k_loan_alternatives, calculate_401k_early_withdrawal. The full list is in "Live check" above.

Is 401k.loans: 401(k) loan and withdrawal calculators online?

Yes. Its hosted endpoint answered an MCP connection from Electra Index 2h ago.